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The best credit cards for travel hacking

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Travel hacking may be an option for you if you want to go on a vacation without spending so much money. Some people have used it to finance their vacations around the world. In reality, if you are not careful about it, your trip could take a different turn that is not in your favor.

Travel hacking means making the most of rewards that credit cards, airlines, and hotels offer. The goal at the end of it is to save money.

Ways to start travel hacking

Getting good deals is one part of travel hacking. It is, however, not everything. It also involves using specific programs to make your journey more accessible and lucrative. To begin, you should look closely at credit cards and rewards from airlines and hotels that can help you score easy upgrades, travel points, and bonuses.

One way to apply for travel hacking is by using credit cards

It is one of the best ways to earn perks. You can easily reach hundreds of thousands of travel rewards between welcome offers that are sweet and reward points based on your spending. Several cards can make your travel more affordable by granting discounts for commonly purchased items like food and gas. Here are a few ways to get the best out of your cards:

1. Apply for the right card

Choose a travel card that earns you bonus points upon signing up. One way to earn points is to collect them through regular or category-based spending. For instance, you may find cards that allow you to make about three times the reward points when you spend on specific categories like getting fuel for your vehicle or choosing to travel with a particular airline.

2. Fulfill spending criteria to meet the welcome bonus

Fulfilling the card spending criteria can help you get bonus points. To attain the limit, use the card to carry out big-ticket purchases. Be mindful of spending too much. If you run into debt, there is a way for you to work your way out of debt.

3. Redeem points

Redeem your points to pay for your airline trip, flight upgrades, or accommodation. Ensure you take advantage of promotional offers that can help you increase bonus points and benefits such as access to the airport lounge, priority boarding, and travel insurance.

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Some credit cards for travel hacking are as follows:

1. Chase Sapphire Preferred Card

The Chase Sapphire Preferred card sets the pace for travel rewards by granting excellent 5x points on travel purchases through Chase Ultimate rewards. It offers 3x points on dining and 2x points on other travel purchases. These points are worth 5% more when redeeming them through Chase Ultimate Rewards.

The Chase Sapphire card gives you a sign-up bonus of up to 60,000 points equal to $750 in travel when you redeem it through Chase Ultimate Rewards. After charging at least $4,000 on the card in the first three months, you will get a return of 1.25 cents per point.

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2. Capital One Venture Rewards Credit Card

Capital One’s top product shows a one-time 75,000-mile bonus after spending $4000 within the first three months.

The Capital One Venture Rewards Credit Card may not have many perks like the Chase Sapphire Preferred card, but it is still a sound card for travel hacking. It has a modest annual fee, which you can break even after spending thousands of dollars.

This card also gives a sign-up bonus of 75,000 bonus miles when you spend up to $4,000 on purchases in the first three months from opening accounts. The downside is that each mile is only worth one cent, but you are free to use your miles to make any travel purchase like airlines, hotels, cruises, and car rentals.

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3. American Express Gold Card

It is a sound card for your everyday spending as well as your travel spending. It offers both dining credit and travel credit, serving as an excellent choice for travelers who enjoy dining out. You can get 60,000 points after spending $4,000 in the first three months. There are no fees for foreign transactions, and you get 4x points on food, 3x points on the flight, and $120 as uber credit.

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4. American Express Business Platinum

It is a card that any business must have as it has incredible perks associated with travel. The fee is a bit high, but it is worth paying if you have a lot of business expenses. You get up to 100,000 points after spending $15,000 in the first three months. You are liable to 5x on flights, $100 credit for Global Entry, $400 Dell credit, and automatic status at Marriott and Hilton hotels.

5. Chase Freedom Unlimited

It is Chase’s version of a Quicksilver card. It is a straightforward cash-back card that has no annual fee. Suppose you are new to travel hacking or do not have good credit. It is an excellent card, to begin with. It gives $200 cash back after spending $500 in the first three months. You can earn 3% cash back on dining and 5% on travel when booked through Chase.

6. Delta SkyMiles gold American express Card

It is an excellent card for earning free flights. There is also a business version of it. You get 40,000 points after spending $1,000 in the first three months—also, a $100 Delta credit. And 2x points on Delta flights, supermarkets, and restaurants.

7. United Explorer Card

It is a great card for anyone that regularly flies with United. It is free in the first year. You get up to 60,000 points after spending $3000 in the first three months, including an additional 10,000 miles after spending $6,000 in the first six months. You get 2x points at restaurants and hotels, 2x issues on United flights, free check back, and priority boarding.

In conclusion, you can apply for travel hacking by using credit cards as there are a variety of cards that you can choose from. Your choice, however, depends on your budget and what you want to benefit from these credit cards. If you are someone who travels frequently, then you should consider going for a travel card. It will help you save so much while you also benefit.

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